A smiling woman reclined in a dental chair while a person in blue scrubs and gloves points at a screen

Financial options in Encinitas

Paying for your care

We take PPO plans only. We check your benefits and go over your costs before we start, so the bill is not a surprise.

Hours

  • Mon, Tue 10am–7pm
  • Wed 7am–4pm
  • Thu 7am–3pm

We go over your costs before we start

We take PPO plans only. Coverage depends on your plan, and we tell you what it covers before we start.

Call (760) 436-7222

How you can pay

You can pay your bill in the office or online. We accept payment through:

  • Cash
  • Credit/Debit Card
  • Check
  • CareCredit

These are ways to pay your part of the bill. For insurance, it is PPO plans only: the carriers we are in network with are listed below.

PPO dental insurance welcome

We take PPO plans only, and we check yours first.

Pacific Dental Center accepts PPO dental plans only. We are in network with most major PPO carriers, from Delta Dental PPO and Cigna to Tricare and GEHA.

Our team checks your benefits before treatment and explains what your plan covers, so you know your costs before we begin. Call (760) 436-7222 with your plan details.

Seven smiling team members in dark clothes standing together outdoors in front of purple flowers and green plants
The Pacific Dental Center team

PPO plans we’re in network with

  • Delta Dental All PPO Plans
  • Cigna
  • Guardian
  • Anthem BCBS
  • MetLife
  • United Healthcare
  • Aetna
  • Principal
  • Humana
  • Mutual of Omaha
  • United Concordia
  • Tricare
  • Ameritas
  • GEHA
  • Aetna Saving
  • Sun Life

PPO plans only; coverage and benefits vary by plan.

Insurance and payment details

Have your PPO card handy? Give us a call.

Tell us which plan you have. We’ll check your benefits and find a time for your first visit.

Prefer email? Write to docsnowrays@aol.com

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